General Mortgage Insurance

Accident, Sickness and Unemployment (ASU) cover is also known as Mortgage Payment Protection. ASU is a short term policy designed to protect the mortgage payment. It usually pays out at 100% or 125%. Policy usually covers up to 12, 18 or 24 months.

Accident, sickness and unemployment can be taken out separately; I.e. unemployment cover can be taken out itself.

Many people take out ASU because:

  • The mortgage is the most important payment
  • State welfare in not enough to cover payments
  • They do not expect any financial problem to last more than a few months
  • ASU is easy to buy as underwriting is limited and any previous conditions are often excluded.

We do any mortgage Ltd have access to a limited number of insurers for Mortgage Payment Protection Insurance. We can source the most suitable products at competitive prices, which could save you time and money. Speak to one of our experts. We are based in Vale Of Glamorgan.